Add-on rates（附加利率）是什么？在CFA考試中是比較難的知識(shí)點(diǎn)，今天融躍小編給你說(shuō)說(shuō)哦！

附加利息是指確定貸款利息總額的計(jì)算方法。一旦利息加到本金上，金額就除以貸款期間的月數(shù)來(lái)確定每月的貸款還款額。那如何計(jì)算附加利率呢？計(jì)算公式又是什么呢？
附加利率的計(jì)算：


附加利率一般用在存款證和回購(gòu)協(xié)議中。
附加利率算現(xiàn)值的公式為：


小編給你出道考題，看看你能將這道考題做對(duì)嗎？、

Which of the following is most likely regarding the bond equivalent
yield?
A. It is stated on a 360-day year and on an add-on yield basis.
B. It is stated on a 365-day year and on an add-on yield basis.
C. It is stated on a 365-day year and on a discount rate basis.
Answer: B is correct，The bond equivalent yield is a money market yield stated on a 365-day year on an add-on rate basis.